Chairman's Report 2015-2016

Dear Members,

Heritage Health Medical Aid Fund received its approval on 2 April 2015 from NAMFISA and became operational in June 2015 when the first member joined the fund. The seven month period that the Fund has been operational had rewarding moments as well as some challenges.  Though only seven months of establishing the Fund in a volatile environment, we made solid progress on many fronts.

One challenge that we all face together across the globe is health and healthcare. Healthcare costs continue to rise and we often do not understand what is behind the rising costs. The short answer is that we are using more healthcare services and the overall population is ageing as we seeing innovation in medical technology, pharmaceutical research and medical procedure resulting in more of us receiving better and often more expensive services and as a result we are living longer healthy lives. Controlling healthcare costs is both a financial and a lifestyle norm...

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